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Fintech is my sport | 🔑🏃🏾 | Sharing my musings on fatherhood, family, current affairs and the African startup landscape

Apart from the guarantee of my next breath, my shadow has been a constant feature in my life. Except now, I seem to have two shadows… the other is quite interactive

(Attempting to plant some spring onion — we’re working on being gentle with our grip)

My shadow is less than half my size, doesn’t require any light to reveal its presence and requires me to house, feed, bathe and raise it. Ever since it figured out how to talk (with a vocabulary that improves weekly), walk and run, it’s been by my side constantly.

Not to brag, but being the “good cop” in our household has added to the already immense manner in which my shadow clings onto me. So much so, that I can’t even leave the house with it noticing because it will break out into a fit of rage, hurt and a…


The creative economy has finally come full circle. Creator-focused fintechs are addressing the long-neglected industry with payment solutions, only spurred on by the innovations we’re currently experiencing such as NFTs. But wait… how did we get here? What the hell is the “Creator Economy?” And what does this mean for African creators?

[This is Part One of the “Fintech African Creator Economy” where the creator economy will be further explored from its inception, current trends and industry improvements made, powered by fintech solutions]

(Photo by Soundtrap on Unsplash)

By now, many of us are familiar with Ryan Kaji, the 9-year-old boy announced as the highest-earning Youtuber of 2020 — all from unboxing and reviewing toys and games. Boasting 9 channels, 42 million subscribers and nearing 13 billion views, Kaji made almost $30 million from his channel, with an additional estimated $200 million made from “Ryan’s World” branded toys and merchandise. He’s only one example of creators that…


My oldest friend of 20 years got married last weekend. As his Best Man, I had to give a speech and toast. I am no stranger to speaking publically and I am extremely comfortable with addressing a room full of strangers, but I was nervous giving a speech on this occasion as I didn’t want to botch this responsibility. In the end, I thought it went well. Here’s what I had to say:

(The groomsmen and groom, roughly 3 hours away from getting married. We fetched our bride successfully, gaining a new relative in the process)

“Many thanks to Phike and Taneal in assisting me to gather enough people to share a presentation on this once-in-a-lifetime investment opportunity. From as little as R200, our company, ‘Cash Money Bucks’ can guarantee returns of up to R5000 next week! I’m kidding, I’m kidding…

Good evening ladies and gentlemen, my name is Ayakha, the best man and friend of the groom, Phike. Tonight, we’re in a room full of extraordinary people. From teachers, military veterans and businesspeople — yet, I’m the ‘Best’ — those are his words, not mine!

On behalf of the newlyweds, I would like to thank…


With Samsung Pay having taken the lead with contactless payments, Apple Pay has (finally) joined the race enriching customer’s options for alternative payments methods.

(Photo by Blake Wisz on Unsplash)

Having been available to users since 2018, Fitbit Pay, Garmin Pay and Samsung Pay have been the only contactless payment providers in South Africa — with Samsung Pay being the clear market leader. What is tokenisation you ask? To summarise Forbes’ definition:

“Tokenisation is the process where sensitive data (i.e. credit card numbers) is replaced by a unique identifier, whilst retaining all essential information which is recovered via secret key stored in a secured platform (i.e. payment wallet). To further explain this concept, using a credit card transaction as an example, imagine tokenisation as a secret code used to retrieve…


Whether you like it or not, your impatient nature doesn’t work here. At least, not with toddlers, as I’m learning… the hard way.

(June ’19. Getting to hold her (awkwardly) for the first time, a day after she was born)

Yesterday, my daughter unlocked a new “Growth Level” in her current developmental stage (yes, my partner and I like to use gaming terms, such as “unlock a new level” to better describe our experiences at times). To tell you I was proud is an understatement. What was her achievement? She successfully hinted, made a great attempt and finally used the “Big Girl” toilet for the first time!

I know that it may seem like an expected/mundane task, especially to my peers who don’t have children yet but I am so excited and happy for my girl that she’s attempting something…


(Image by rupixen.com on Unsplash)

With the Covid-19 pandemic working as one of the larger catalysts in the ongoing fintech solutions in 2020, it can be attributed to adaptation and growth for various payment solutions. Whilst the world works to grapple the pandemic, one thing still hasn’t changed: the never-ending drive to make transacting easier, more accessible and mobile-driven. With a particular focus on the effects of the African Continental Free Trade Area (AfCTA), what can we expect for fintech in Africa for 2021 and onwards?

The 1 January 2021 is marked as a historical day for the African continent with the start of the…


“If we aim at the moon — we may hit a star! Shoot for the moon. If you miss it, you will still land among the stars” — Norman Vincent Peale

Photo by Sherman Yang on Unsplash

The title of this story comes off the back of a series of conversations I have had with my father and his current journey of building and growing a startup — invigorating a previously underserved, important market: Stokvels.

My father and I have a complicated history, which has resulted in me having a beautiful blended family where each unit is unique, diverse and consists of personalities that gel perfectly…


Seven days into 2021. Embracing the fresh start to an otherwise chaotic year, but why do I still feel as though 2020 is still weighing heavy on my mind, body and soul?

“Just be 1% better than yesterday”

If you’re reading this, congratulations to you! You’ve made it to yet another year and after the year we’ve all experienced, it’s nothing short of a miracle. So yes, cut yourself some slack, pat yourself on the shoulder and keep soldiering on — it’s one of the few things that we can do, given the present circumstances we find ourselves in.

On New Year’s Eve, I woke up…


(Photo by Valentin Antonucci on Unsplash)

00:48 CAT. No sleep in sight and I know I am going to pay for it when I get “go” to work tomorrow (remotely, of course). The worst thing about this insomnia experience is that three hours later, Kevin Hart’s words are still ringing in my mind. Stay with me here, let me explain why…

I’m a big fan of the Joe Rogan Experience (JRE) podcast. From the variety of topics, Joe and his guests discuss, to the freedom in which they have to unpack their thoughts, past or present experiences and the candid moments in between — this combination makes for a rather interesting few hours of authentic thought-provoking conversations. Tonight was no different, with Kevin Hart as is his guest on JRE #1480. Kevin is a regular on the podcast, but tonight, Joe touched on his road to recovery and asked whether he struggled to manage his career, family and relationships, following his…


I have lived an interesting life. Filled with extraordinary stories, meeting interesting characters, resulting in many twists and turns — with much more life to be lived. But nothing can ever prepare you for becoming a parent…so, I let me share my six key insights of this journey so far.

The truest, purest love of all
  1. Support from family is invaluable It takes a village to raise a child. Truly. Having a supportive family is extremely invaluable — from parenthood advice, assisting with the day-to-day upbringing of the child to witnessing your family members falling in love with your baby (well, their child too) are all…

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